When we look at the most-searched and most-shared quotes on Three Quotes, one category stands out: insurance.
Why It’s So Popular
We think there are a few reasons:
- Almost everyone needs it: whether it’s car, home, pet, or travel insurance.
- It’s a recurring cost: which means people are motivated to shop around each year.
- Prices vary more than you’d expect: small differences in cover, excess, or declared details can have a big impact on the final premium.
Even two people with similar circumstances can get wildly different quotes.
Why Prices Vary So Much
Here are some of the factors that can cause big price swings:
- Level of cover: comprehensive vs basic policies.
- Excess amount: higher excess often means a lower premium.
- Policy add-ons: things like breakdown cover, legal protection, or gadget insurance.
- Risk profile: location, age, claims history, and even job title can all play a part.
It’s not always obvious how much these will affect the price, which is why comparing real quotes from other people can be so useful.
Tips to Save on Insurance
- Compare more than one provider: prices can vary a lot for the same level of cover.
- Consider adjusting your excess: but make sure you can afford to pay it if needed.
- Check what you really need: avoid paying for add-ons you’ll never use.
- Look for multi-policy discounts: some providers offer deals if you bundle cover.
- Pay annually if you can: monthly instalments often include interest.
- Compare to others: See what others have paid to see if yours is fair.
Help Others (and Yourself) by Sharing
Every quote on Three Quotes helps someone else get a better deal. Whether it’s your car renewal, a new pet policy, or travel cover for your next holiday, adding it to the site takes just a couple of minutes.
Submit your insurance quote here and help make pricing fairer for everyone.
Insurance might be something you have to buy, but overpaying is optional.